Real estate appraisal services for homeowners in the city of Onalaska and La Crosse County

Here are the top seven reasons why WI homeowners hire Midwest Professional Appraisal, LLC:

  1. Find the right listing price (whether they're selling the home on their own or using an agent)
  2. To challenge a WI property tax assessment
  3. To reduce a mortgage payments by removing PMI
  4. Reinstate their Home Equity Line of Credit (or HELOC)
  5. Review another appraiser's report for verification
  6. If real estate property needs to be divided because of a divorce
  7. To determine the true market value of real estate in question to settle an estate in La Crosse County or the state of WI

Do you own a house in or near Onalaska? Do you need help deciding the value of your real estate?
Contact Midwest Professional Appraisal, LLC.

At Midwest Professional Appraisal, LLC, we understand the particular needs of a homeowner after appraisal services. Our business practices and reporting formats are familiar to our business clients like lenders, attorneys, and CPAs. But as a consumer,we'll be sure you get extra guidance and explanations through the appraisal process to better understand what we do and how we report the results of our analysis.

For-Sale-By-Owner (FSBO) / Pre-Listing Services

Since you have an emotional attachment to your own home, it's often very hard to be objective about it. Our professional appraisers at Midwest Professional Appraisal, LLC are objective. We won't just tell you what you want to hear, we will tell you what you need to know. In addition to helping you set a realistic selling price so your home will attract many interested buyers, a professional appraisal is a very valuable negotiating tool once you have an interested buyer. It gives you something concrete to show your buyer. An appraisal is an independent third party's opinion of your home's value -- not just how much your house is worth. Potential buyers assume you have an emotional attachment to your home and will be far more likely to give credibility to an accomplished appraiser's value report than yours.

Appraisals to cancel PMI

A popular way to save money for homeowners is getting the PMI removed from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Once your mortgage loan amount is below 80% of the value of your house, in most cases you can apply to the lender to have the PMI removed from your loan, which will make your monthly payments go down. Midwest Professional Appraisal, LLC is experts in helping homeowners just like you dismiss unneeded PMI insurance.

Challenge La Crosse county's assessment of your property

Lets say your house is not appreciating as much as other homes close by -- your local tax assessor may have your home overvalued. This only means you're probably paying higher taxes than you should be paying. Since your property assessment may likely go up again in the next period, the quicker you take care of a matter like this, the better. When contesting your property tax assessment, getting an expert appraisal from Midwest Professional Appraisal, LLC is your best weapon.

HELOC recently frozen?

Your lender may make the decision to automatically freeze your home equity line of credit (HELOC) if your house is close to a declining area -- even if your specific property has not declined in value. This can this be unsuitable from a cash flow angle, and harmful to your credit score since it may appear as though that credit line is maxed out. An expert appraisal from Midwest Professional Appraisal, LLC can help you reinstate your HELOC.

We Also Provide Field and Desktop Appraisal Review Services

Do you need a seasoned expert to double-check your appraisal for accuracy, or do you want a second opinion without the charge and delay of waiting for a whole new appraisal? We can go out and check the subject and comps in question in a field review. If you're in a rush, we'll provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.

We can also provide you with a a retrospective review of any appraisal report you may have in your possession. While typically requested by banks, you may need to exploit this service if you suspect mortgage fraud related to your home.